10.30.2008

Hidden Garage with more Lambo's?!?!


What?!?

Gizmodo.com

Ballotpedia Helps You Understand Local Propositions and Initiatives

Web site Ballotpedia is a collaborative wiki that provides detailed breakdowns of ballot measures and initiatives. In the midst of a heated election, it's easy to overlook a lot of the local propositions you can expect to see on your ballot next Tuesday. Ballotpedia's breakdowns—like this table of ballot propositions for California—are gateways to all kinds of useful information, including arguments for and against each item. If you haven't brushed up on the other important votes you can cast on your ballot this year, Ballotpedia is a great resource to get up to speed.

Ballotpedia.org

10.27.2008

Unusual Diet Tips from the World's Oldest Person

Just over 11 years ago, on Aug. 4, 1997, Jeanne Calment died at age 122. Born Feb. 21, 1875, the lifelong resident of Arles, France, was the oldest person who ever lived whose birth date was reliably confirmed.

Her quick wit, lifetime of exercise (she rode a bicycle until she was 100), and cheerful disposition - “I will die laughing,” she once said - all played a part in her longevity, but two of her dietary habits stand out: She reportedly ate nearly two pounds of chocolate a week, and was “devoted” to port wine.

I do not recommend eating so much chocolate (the caloric load could lead to obesity in many people), nor do I suggest “devoting” yourself to serious wine-drinking. But I will say that Dr. Weil’s Anti-Inflammatory Food Pyramid is, I believe, the only food pyramid in wide circulation that includes both chocolate and red wine as health-promoting, antioxidant-rich food sources. I make no promises that these additions to an optimal diet will result in such remarkable longevity for everyone, but in moderation they are indeed healthy, and will possibly make a long life more enjoyable as well!


Jeanne Calment Wiki

Why to Start a Startup in a Bad Economy

Really great article by Paul Graham about starting a new startup even with the economy getting worse these days.

Click Here to Read

10.15.2008

New Online Comic!


If you like to laugh and you like to read short comics then you'll love this site my brother and his girlfriend put together. Its got a buncha comics, mainly by Alex and a few by my little brother David plus other random videos and such. (ie Bathroom conversations) So check it out!

Jelloshooters.org

10.13.2008

New Game Rage Blog!


Check out the new Game Rage blog! It's done by a friend of mine and a few other cool guys met the other day. They also have a pod cast so check that out too. It's pretty much about video games and such but not your average "Lets review this game" video game blog. Do yourself a favor and click the link already...

GameRage Blog

10.07.2008

The Truth: What Obama and McCain won’t tell you about your money


I found this article here. This guy knows what he's talking about:

After watching the debate tonight, I figured I’d translate what both candidates were saying. Sorry I’m not as politically correct as them, but I hope this is informative.

Things will get a lot harder before they get better.
All the predictions about the recovery taking until “at least the end of the year” are horseshit. In truth, nobody knows, but it would be political suicide to admit that a recovery — whatever that means — will take a few more years. The truth is, nobody knows how long it will take. But if there’s one thing Americans love, it’s a leader pretending to know everything. And if there’s another, it’s that Americans love a quick fix…only to later complain about it not being done right.

Your questions about how “quickly” we can get out of this crisis are misguided.
Sometimes a forest needs to be cleaned out with fire before it can grow again. Again, an unpopular position. Since the government has virtually unlimited resources, it can certainly alleviate the pocketbook pain we’re feeling…but it will come back to bite us in the ass later.

Not all homeowners deserve to stay in their houses.
Renting is a perfectly reasonable alternative, but the idea of Americans “losing their houses” is politically untenable. Why? Because America perpetuates a mistaken culture of homeownership. Owning your own home is the kind of BS sacred cow that got us into this mess: Our parents tell us to buy a house. Our friends are impressed if we own a house in our twenties. The government literally encourages us to own a house by offering tax deductions. Homeownership is the American Dream!

The truth is, if you’re making the largest purchase of your life, you need more than a slogan — you need to take the responsibility to do some research. (And note that you can’t advocate for increased homeownership and also argue for Americans to keep their houses. By not reducing the prices, younger people cannot buy houses at these inflated prices.)

Yes, there was an exceptional amount of predatory lending.
For every blogger who argues loudly about personal responsibility, an angel dies and an Ogilvy executive lights a marshmallow in hell and eats a delicious snack. Wall Street and realtors are also to blame for this. But so are average Americans. It’s difficult to have a nuanced discussion about real estate on the campaign trail, so we resort to cartoonishly simplistic caricatures of things like Wall Street’s corruption. True — but also take a look in the mirror.

Homeowners are delusional about how much their houses are actually worth (see this, too).
As a wise commenter said, “I love the fact that it’s “acceptable/normal” for a home to increase its value by 100% during a five-year time frame, but it’s “unreasonable/impossible” for a home to decrease it’s value by 30-40% during a similar time frame.”

Taxes: Pandering to ordinary Americans instead of telling them to stop spending on stupid stuff
The reason Obama and McCain spent so much time talking about taxes is that most Americans are historically horrible at managing their spending. Since they make a fixed amount of money (revenue) and can control only one thing (costs), both politicans use tax breaks to pander to voters. Most people have never seriously thought about how to make more money. Fine. But what’s even more outrageous is Obama and McCain’s complete lack of honesty about what people really need to do to weather the economic crisis. Did you hear either one plainly say, “You’re going to need to buckle down and save more?” Of course not. You might as well walk into a Dave Ramsey seminar and argue that credit cards are a useful tool. It’s a suicidal suggestion. But it’s true.

Shut up about your money worries unless you’ve taken the time to read a book about how money really works
You need to read a couple of good books about money. Not read the screaming headlines of CNN.com. But a real book that explains how money works. If you don’t, do you really have the right to complain about how scared and nervous and worried you are about your money? (Note: If you want to get my favorite book recommendations, sign up for my free newsletter by Friday, 10/10/08. In fact, I’m giving away free personal-finance books in the upcoming weeks.)

Americans don’t know how to be frugal — yet
Things will get more expensive. Taxes will eventually go up. They have to. Costs of ordinary goods will go up. They always do. If you’re expecting it to get easier, you’re wrong. The key is to make more money and cut your costs. Sadly, Americans are poorly versed in being frugal. You think it makes sense to buy a new car every few years? You think it’s normal to eat out 5 times per week (lunch and dinner)? You feel good about yourself for ordering water when you go to a restaurant, but you blew $50,000 because you didn’t take the time to understand your mortgage? You’re not frugal. But a few more years of an economy like this and things just might change.

Sensible investors don’t change strategies very much — even in a market like today’s
With the market cratering hundreds of points every day — then climbing a similar amount the very next day — billions have been pulled out of the market. Yet long-term investors have the discipline to stay steady. Panicked spouses and overconfident investors think they know better by trying to time the market, but they’re wrong. In fact, here’s an excerpt from my upcoming book:

Recently, a group called Dimensional Funds studied the performance of the S&P 500 from January 1970 to December 2006, during which time the annualized return of the market was 11.1%. They also noted something amazing: Of those 36 years from 1970 to 1986, if you missed the 25 days when the stock market performed the best, your return would have dropped from 11.1% to 7.6%, a crippling difference.

Now, if only we could know the best investing days ahead of time.

Of course, we can’t. That’s why I continue to dollar-cost-average money into the market, slowly. Will it go down in the short-term? Almost certainly. But as my funds get cheaper and cheaper, I’ll pick up more and more shares. And eventually — over a 10, 20, or even 50-year time horizon, I’ll make a significant amount.

But encouraging people to continue investing during times like this wouldn’t be received well. More often than not, politicians need to seem to be doing something — ANYTHING!! — in order to keep you happy. Frankly, with a balanced portfolio, there’s really not much to change. But that’s not sexy enough to tell most people. (Plus, they have no idea what a balanced portfolio is.)

* * *
Sorry if I was too harsh. I’m usually not political, but I’m tired of the bullshit around our money. Every single one of us knows co-workers, family, or friends who are worried about their money. It’s time to get honest about what’s going on.

More to come in future posts.
* * *

Via [iwillteachyoutoberich.com]

10.05.2008

Guy uses Craigslist to rob an armored truck!?!



A bank robber got away with a bag full of mucho money from an armored truck after successfully pulling out a perfect escape plan, straight out the final scene of the Thomas Crown Affair. The criminal — who was wearing a yellow vest, safety goggles, a respirator mask and a blue shirt — used Craigslist to hire a dozen of decoys to confuse the police and the public around the scene. Mike, one of the hired decoys, gave the full details:

I came across the ad that was for a prevailing wage job for $28.50 an hour. He said to meet near the Bank of America in Monroe at 11 a.m. Tuesday. (He also was told to wear a yellow vest, safety goggles, a respirator mask… and, if possible, a blue shirt).

I know, stealing is bad, but I wish all crimes were as amusing and non-violent as this one.



King5.com

10.02.2008

The Fuck Diet


I'm trying to go on a "fuck" diet. No more saying it or typing it or thinking of saying it. I say it waaaay too much now and it pretty much has lost all of it previous effect as a result. I'm not sure how difficult this will be yet but I'm not looking forward to it. I guess I'll just update this periodically on how its going. Onwards...